WayfaringStrangers

Behn and I started watching Dave Ramsey YouTube clips and listening to his daily radio show in January 2017.  Dave lays out the 7 steps to Financial Peace and they made a lot of sense to us. We listed our debts from smallest to largest and discovered how much we truly owed- a little over $55,000. Most of these were educational loans. Behn and my undergrad, as well as Behn's Master's Degree. Years of paying minimum payments meant we had paid a ton in interest and the principle balances were stubbornly high. This is not hard to understand, but for years we'd only been able to pay the minimums. Now we were looking these financial statements in the eye. We were "sick and tired of being sick and tired," as Dave Ramsey likes to say. It was time to run from debt. We went ahead and bought Dave's Financial Peace University and committed to watching the DVD's and doing the workbooks together every Tuesday night. At some point we planned on going to a community cla